Cashbacking
LivePurchase optimization using cards, credits, shopping portals, and rewards — so every dollar works harder.
Visit Cashbacking →Purpose-built tools that reveal real savings, real returns, and real value — without spreadsheets, scattered exports, or guesswork.
Cashbacking
Purchase optimization & reward stacking
Your Rental Returns
Rental property true return tracking
Your Crypto Returns
Cost basis & true crypto return
Your Stock Returns
Portfolio true return tracking
Your 401k Returns
Contributions, match & retirement projections
Each tool solves one financial problem — completely.
Most shoppers use a coupon. Some use a rewards card. Almost nobody combines credit card rewards, statement credits, shopping portals, loyalty programs, and promotions together.
Cashbacking shows you how.
Nearly 700 Card Credits
Track real Amex, Chase, Wells Fargo, Citi, and other card offers in one place.
Stack Calculator
See your true final cost before you buy by combining discounts, portals, rewards, and credits.
Card Matrix
Find the best card in your wallet for any purchase, category, or store.
Example stack
$100 purchase
Portal: 15%
Card rewards: 5%
Statement credit: $20
Effective cost
$60
That's the difference between buying something and stacking it.
Purpose-built products under the True Returns brand. Each one focuses on a specific part of your financial picture.
Purchase optimization using cards, credits, shopping portals, and rewards — so every dollar works harder.
Visit Cashbacking →Manage your home, rentals, and second homes — long-term equity projections, cash flow for rentals, and total wealth attribution in one portfolio.
Use tool →Track crypto holdings manually in your browser — cost basis, gains, staking yield, fees, and true return. No account needed.
Use tool →Dividends, appreciation, contributions, and true return tracking for your portfolio.
Preview demo →Your contributions, employer match captured, fund fees, and retirement projections in today's dollars — part of your portfolio when you sign in.
Use tool →Your True Returns is the parent brand for focused financial tools — one product per problem, built to show what your money is actually doing. Cashbacking, Your Rental Returns, Your Crypto Returns, and Your 401k Returns are live today; stock return tracking is in development.